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1120 S. Rackham Ln, Ste 300, Meridian, ID 83642

(208) 971-SOLD (7653)

(208) 971-SOLD (7653)

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  • More
    • Home
    • Veteran loans
      • VA Home Loan
      • VA Jumbo Loan
      • Eligibility Certificate
      • VA Financing Guide
      • VA Mortgage Calculator
      • Search Homes For Sale
    • Sell My Home
      • Why List With Us
      • See Your Homes Value
      • Request Marketing Plan
    • Veteran Resources
      • Boise VA Benefits
      • Idaho Dept of Vet Affairs
      • U.S. Dept of Vet Affairs
      • Preferred Local Lenders
      • Senior Living
    • About
      • My Blog
      • Client Testimonials
      • Heroes of Idaho RE
      • Contact
  • Home
  • Veteran loans
    • VA Home Loan
    • VA Jumbo Loan
    • Eligibility Certificate
    • VA Financing Guide
    • VA Mortgage Calculator
    • Search Homes For Sale
  • Sell My Home
    • Why List With Us
    • See Your Homes Value
    • Request Marketing Plan
  • Veteran Resources
    • Boise VA Benefits
    • Idaho Dept of Vet Affairs
    • U.S. Dept of Vet Affairs
    • Preferred Local Lenders
    • Senior Living
  • About
    • My Blog
    • Client Testimonials
    • Heroes of Idaho RE
    • Contact
Heroes of Idaho Real Estate       Brokered by Real Brokerage, LLC
VA home loans




Getting Started

What is a mortgage and how does it work?How do I qualify for a home loan?What's the best way to choose a home loan?Where can I get a mortgage?What does a mortgage broker do?What things do lenders view positively and negatively during the application process?Why do lenders require a downpayment? Is it possible to get a no-down payment loan?What about low down payment loans?Should I put more or less down, if I can afford it?Can I make an all-cash purchase instead of getting a mortgage?What about the difference between a conventional and non-conventional loan?

Interest rates

Are interest rates negotiable?Why do most homeowners prefer a fixed-rate mortgage?Which is better, a 15-year or 30-year mortgage?Are 40-year mortgages a good idea?Should I lock in the mortgage rate?In seller financing, how does the seller determine what rate to provide?

Mortgage Terms

What is APR?What is a loan-to-value ratio?What about equity?What is private mortgage insurance?What is a prepayment penalty?What are subprime loans?What is amortization and negative amortization?What is a second mortgage?Is a home equity line of credit similar to a second mortgage?

Other Mortgage Considerations

Do government programs exist that can help me finance a home?Can you tell me more about FHA and VA?What are mortgage credit certificates?Do builders provide financing?Is private mortgage insurance always required on low-down payment loans?How can I finance work needed for home repairs?What about using an unsecured loan?What are the benefits of prepaying my mortgage?Do I have to disclose a parent's gift to the lender?

Refinancing

how does refinancing work?When is the best time to refinance?Can I refinance a home loan more than once?Is it possible to refinance following a bankruptcy?

Credit

How do lenders define bad credit?How do you clear up bad credit?how bad is a previous foreclosure on credit?how can I protect my home from creditors?

Foreclosures

if faced with foreclosure what are my options?can a home be sold for less than its mortgage?will I be able to buy again after losing a home to foreclosurehow long do foreclosure and bankruptcies stay on a credit report?

Creative Financing

what is an assumable mortgage?can I split my mortgage in two and pay bi-weekly?what is a two step mortgage?is equity sharing a good idea?are shared equity and shared appreciation mortgages the same?should i consider a 'b', 'c', or 'd' paper loan if I have bad credit?what is a balloon mortgage?how do growing equity mortgages work?is a home equity conversion mortgage good for elderly homeowners?what is a bridge loan?what is a lease option?what is seller financing?

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